Childminder & Nanny Insurance
Free Public Liability Insurance
Childcare.co.uk offer £10,000,000 of free Public Liability insurance, underwritten by Markel International Insurance Company Limited, for all Childminders and Nannies that are gold members of Childcare.co.uk.
We also provide free public liability cover for up to 2 additional care providers working under the direct supervision of the policy holder. This means cover is included free for childminder assistants.
Free Professional Indemnity Insurance
The policy also includes £100,000 of free Professional Indemnity Insurance.
Free Employers' Liability Insurance
If you employ up to 2 staff, assistants or apprentices that work under your direct supervision then you can also receive £10,000,000 of free Employers' Liability Insurance. To qualify, you just need to supply us with your Employer Reference Number (ERN) unless you are exempt from requiring one.
Free Legal Expenses Cover
Members of our insurance scheme receive free Legal Expenses Cover and access to a 24 hour Legal Helpline.
The Legal Expenses Cover policy is underwritten by Markel International Insurance Company Limited and is managed and administered by Abbey Legal Protection.
Free Loss of Revenue & Suspension Cover
The policy now includes free Loss of Revenue & Suspension Cover.
If you are unable to work due to an interruption in your business then cover of up to £20,000 may be available.
If your childminding registration is suspended by your regulatory body (eg. Ofsted) then cover of up to £2,500 may be available.
Satisfies EYFS and Ofsted Requirements
The Public Liability cover provided for Childminders and Nannies meets the requirements of the EYFS statutory framework, specifically section 3.63, which states that "providers must carry public liability insurance".
To qualify for the policy, you must be:
• a Childcare.co.uk Gold Member with an approved profile in the Childminder or Nanny categories
According to our records, you are not currently covered under the scheme and these documents are provided as a reference only. If you are a Childcare.co.uk childminder or nanny member then please login now.
We've produced a list of the most frequently asked questions about the public liability insurance on offer.
If you have any queries about the insurance cover please contact Childcare.co.uk in the first instance via our website. We respond to all enquiries the same day.
Do not contact the insurance underwriters directly unless you have a claim or wish to access the legal helpline.
Terms & Conditions
The public liability insurance is available to individual Childcare.co.uk gold members in the childminder or nanny categories only. Once you are covered under the policy, any changes to your Childcare.co.uk account that would disqualify you from the cover, will result in your cover immediately expiring. If your gold membership expires then your cover will immediately cease. When submitting your details to apply, you must provide your correct full name and full address. If you change your name or address you must let us know immediately. Applications with invalid or non-current names and addresses will not be valid and you will not be covered. Cover is available for individual nannies and registered childminders only and not childcare providers working in partnerships or companies. If you are a childminder working with one or more other childminders then you will all require separate cover.