Childcare & Private Tutor Insurance

Coronavirus/COVID-19 Exclusions

Qualifying gold members who opt-in to the free insurance cover from Thursday 19th March 2020 should note that there will be no loss of revenue cover for claims arising out of Covid-19, as it is now a known peril and therefore excluded by insurers from this date.

Please go to the Insurance Dashboard to opt-in to the insurance scheme or manage your cover.

Free £10m Public Liability Insurance

Childcare.co.uk offer £10,000,000 of free Public Liability insurance, underwritten by Markel International Insurance Company Limited, for all qualifying ChildmindersNannies, Babysitters, Private Tutors, Maternity Nurses and Nursery Nurses that are gold members of Childcare.co.uk.

Free Professional Indemnity Insurance

The policy also includes £100,000 of free Professional Indemnity Insurance for childminders, nannies, maternity nurses, private tutors and nursery nurses

Free £10m Employers' Liability Insurance

If you are a registered childminder and employ up to 2 staff, assistants or apprentices that work under your direct supervision then you can also receive £10,000,000 of free Employers' Liability Insurance. To qualify, you just need to supply us with your Employer Reference Number (ERN) unless you are exempt from requiring one.

Free Legal Expenses Cover

Members of our insurance scheme receive free Legal Expenses Cover and access to a 24 hour Legal Helpline.

The Legal Expenses Cover policy is underwritten by Markel International Insurance Company Limited and is managed and administered by Markel International Insurance Company Limited. Cover is not currently available members solely in the Babysitter category.

Free Loss of Revenue & Suspension Cover

The policy now includes free Loss of Revenue & Suspension Cover for childminders, nannies, private tutors and maternity nurses.

If you are unable to work due to an interruption in your business then cover of up to £20,000 may be available.

If your childminding registration is suspended by your regulatory body (eg. Ofsted) then cover of up to £2,500 may be available.

Free Access to Law Hub worth over £200

Law Hub gives access to over 1000 free sample legal contracts, letters, templates and legal guides created by a team of expert solicitors.

Satisfies Ofsted and EYFS Requirements

The Public Liability cover meets the requirements of Ofsted and the EYFS and is also available to members located throughout the UK including Wales, Scotland and Northern Ireland.

Full Policy Wording

Read the full policy wording for details on any exclusions and information on what is not covered under the policy.

Claims Case Studies

You can read some case studies on the outcome of real claims that have been made under the Childcare.co.uk insurance scheme. Does your insurance company provide the level of cover and service you deserve?

Any Questions?

We've produced a list of the most frequently asked questions about the public liability insurance on offer.

If you have any queries about the insurance cover please contact Childcare.co.uk in the first instance via our website. We respond to all enquiries the same day.

Do not contact the insurance underwriters directly unless you have a claim or wish to access the legal helpline.

Please go to the Insurance Dashboard to opt-in to the insurance scheme or manage your cover.

Terms & Conditions and General Exclusions

The public liability insurance is available to individual Childcare.co.uk gold members in the childminder, nanny, babysitter, private tutor, maternity nurse and nursery nurse categories only. Once you are covered under the policy, any changes to your Childcare.co.uk account that would disqualify you from the cover, will result in your cover immediately expiring. If your gold membership expires then your cover will immediately cease. When submitting your details to apply, you must provide your correct full name and full address. If you change your name or address you must let us know immediately. Applications with invalid or non-current names and addresses will not be valid and you will not be covered. Cover is available for individuals only and not providers working in partnerships or companies.

Qualifying gold members who opt-in to the free insurance cover after Thursday 19th March 2020 should note that there will be no loss of revenue cover for claims arising out of Covid-19, as it is now a known peril and therefore excluded by insurers from this date.

Other than under Section 1: Public Liability, Professional Liability and Employers Liability, we will not cover any claim for any loss that is caused by or arises in any way from

  • Coronavirus (COVID-19)
  • severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2)
  • a mutation or variation of SARS-CoV-2
  • threat, fear or likelihood of infection with any of the above

 

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